Corporate lending consists of lending institutions, usually banks, loaning funds to businesses rather than individuals. Corporate lending and business loans enable businesses to get capital to pay for various business expenses that the employer would otherwise be unable to afford.
Asset lending is a type of secured loan when a business secures a loan by using a specific piece of collateral, such as business real estate or equipment.
If the borrower defaults on the loan, the lender can repossess the collateral to recover any missing loan funds.
Structured finance agreements are more complicated lines of credit agreements meant for larger organizations with complex finances that traditional loans cannot satisfy. Structured finance loans typically involve non-tradable assets being converted into financial instruments for investors to purchase.
Cash flow lending is a type of corporate lending in which a lender provides a lump sum cash loan to the borrower. Businesses primarily use cash-flow loans to cover immediate cash obligations, such as payroll or business liquidity. Since cash flow loans are unsecured (i.e., they don’t have collateral), they usually have higher credit requirements and stricter loan terms.
Simply email info@anmtg.com to receive our complimentary lending sample packet or set up a time to meet with your A and N Lending Executive.
Once you decide the A and N Corporate Lending Program is a match with your company, your Lending Executive will reach out with next steps and within the month your staff will be taking advantage of all the mortgage tools A and N offers.
Not only is your A and N Lending Executive available to speak directly to your employees on a one-on-one basis but they will gladly come to your office and answer further finance needs or host events (digital or in-person) for your employees at your discretion.
Several educational resources are available to your employees to help them make smart financial choices. Seminars, digital newsletters, and digital webinars are available to each member of A and N’s Corporate Lending Program.
Your employees will receive competitive rates and access to the wide array of loan programs on the market at no cost to you.
The relocation mortgage (relo) is designed explicitly for relocating and transferring employees. Corporations take advantage of these loans as part of an employee’s signing or employment package. A and N’s real estate concierge services make the moving process convenient and economical.
A and N's Corporate Lending Program goes beyond helping first-time homebuyers. A and N is a fullservice mortgage banker, which allows us to fund our own loans, utilize in-house underwriting services,and pass off pricing incentives to your employees. This means you and your team will get competitive rates, quick turn times, and hassle-free closings. A and N is also a broker, allowing us to access several lenders who offer creative financing. Our exclusive Portfolio Lending Program provides more options for your employees.
Employee loans are a type of corporate lending program where a business lends an employee money. Not all employers offer employee loans, but they can be part of an employee benefits package. Employee loans exist for various expenses, such as personal loans, transportation loans, home loans, and more. The benefit of loans from a work program is that employers are free to set the terms however they like.
Workforce lending is similar to other types of lending, and employee loans have the same core components as other loans.
