1-3

3/1 ARM, 1 year ARM or 6 month ARM

3-5

5/1 ARM

5-7

7/1 ARM

7-10

10/1 ARM, 30 year fixed or 15 year fixed

10+

Year fixed or 15 year fixed

HELOC

Benefits

Flexible Access to Funds
Cost-Effective Borrowing
Adaptable to Changing Needs
Potential Tax Advantages

Investment Property Loan

Benefits

Variety of Loan Types
Eligibility for Different Property Types
Access to Capital
Potential for High Loan Amounts

Second Home Loan

Benefits

Enjoy Your Retreat
Diversify Property Ownership
Greater Flexibility
Tax Benefits

Construction Loan

Benefits

Tailored Budget Control
Potential for Increased Equity
Enhanced Future Value
Tax Benefits

Renovation Loan

Benefits

Customization Without the Upfront Cost
Maximize Property Potential
Increase Home Value
Streamlined Expense Management

USDA Loan

Benefits

Zero Down Payment
Lower Monthly Payments
Expanded Access to Homeownership
Long-Term Savings

Reverse Mortgage

Benefits

Maintain Lifestyle
Versatile Fund Usage
Preserve Retirement Savings
Tax-Free Proceeds

VA Loan

Benefits

Reduced Financial Barriers
Competitive Interest Rates
Streamlined Refinance Options
Protection for Veterans

FHA Loan

Benefits

Easier Qualification
Lower Down Payment
Flexible Terms
Assumable Loan Option

Jumbo Loan

Benefits

Access to High-Value Properties
Competitive Rates
Flexible Terms
Specialized Options

Conventional Loan

Benefits

Potentially Lower Costs
Higher Borrowing Limits
Customizable Terms
No Government Fees

Adjustable Rate Mortgage

Benefits

Upfront Savings
Rate Flexibility
Potential to Save on Interest
Variety of Adjustment Terms

Fixed Rate Mortgage

Benefits

Protection from Market Fluctuations
Long-Term Savings Potential
Easier Financial Planning
Ideal for Long-Term Homeownership

Refinance Loan

Benefits

Improved Cash Flow‍
Debt Consolidation
Adjustable Terms
Lower Cost of Funds

Purchase Loan

Benefits

Stability Over Renting
Build Equity Over Time
Personalize Your Living Space
Tax Benefits

Get Pre-Approved Fast!

Welcome to a better mortgage experience! In just a few minutes, you can find out what you qualify for and explore multiple loan options and interest rates. Complete our short and intuitive pre-approval interview to get started.

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A and N Mortgage Services

1945 N. Elston Ave Chicago, Illinois. 60642

773-305-LOAN
NMLS No. 19291

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