Mortgage Loan
Programs Chicago

1-3
3/1 ARM, 1 year ARM or 6 month ARM
3-5
5/1 ARM
5-7
7/1 ARM
7-10
10/1 ARM, 30 year fixed or 15 year fixed
10+
Year fixed or 15 year fixed

Nurses

Freddie Mac BorrowSmart SM

HELOC

Benefits
  • Flexible Access to Funds
  • Cost-Effective Borrowing
  • Adaptable to Changing Needs
  • Potential Tax Advantages

Investment Property Loan

Benefits
  • Variety of Loan Types
  • Eligibility for Different Property Types
  • Access to Capital
  • Potential for High Loan Amounts

Second Home Loan

Benefits
  • Enjoy Your Retreat
  • Diversify Property Ownership
  • Greater Flexibility
  • Tax Benefits

Construction Loan

Benefits
  • Tailored Budget Control
  • Potential for Increased Equity
  • Enhanced Future Value
  • Tax Benefits

Renovation Loan

Benefits
  • Customization Without the Upfront Cost
  • Maximize Property Potential
  • Increase Home Value
  • Streamlined Expense Management

USDA Loan

Benefits
  • Zero Down Payment
  • Lower Monthly Payments
  • Expanded Access to Homeownership
  • Long-Term Savings

Reverse Mortgage

Benefits
  • Maintain Lifestyle
  • Versatile Fund Usage
  • Preserve Retirement Savings
  • Tax-Free Proceeds

VA Loan

Benefits
  • Reduced Financial Barriers
  • Competitive Interest Rates
  • Streamlined Refinance Options
  • Protection for Veterans

FHA Loan

Benefits
  • Easier Qualification
  • Lower Down Payment
  • Flexible Terms
  • Assumable Loan Option

Jumbo Loan

Benefits
  • Access to High-Value Properties
  • Competitive Rates
  • Flexible Terms
  • Specialized Options

Conventional Loan

Benefits
  • Potentially Lower Costs
  • Higher Borrowing Limits
  • Customizable Terms
  • No Government Fees

Adjustable Rate Mortgage

Benefits
  • Upfront Savings
  • Rate Flexibility
  • Potential to Save on Interest
  • Variety of Adjustment Terms

Fixed Rate Mortgage

Benefits
  • Protection from Market Fluctuations
  • Long-Term Savings Potential
  • Easier Financial Planning
  • Ideal for Long-Term Homeownership

Refinance Loan

Benefits
  • Improved Cash Flow
  • Debt Consolidation
  • Adjustable Terms
  • Lower Cost of Funds

Purchase Loan

Benefits
  • Stability Over Renting
  • Build Equity Over Time
  • Personalize Your Living Space
  • Tax Benefits

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