Win a Keurig! Rates! Koalas!

I love writing reviews. I just gave 5-star reviews to the Chinese restaurant near me (Yen Yen), the Jiffy Lube on Fullerton, and my wife for going a whole year without getting busted by a traffic camera. Y’know what else I love? When peeps write me reviews. If we’ve worked together recently or in the past, and you feel I provided a 5-star experience, I’d love it if you can leave a review on my Google business page. To share my appreciation, your review will count as an entry for a chance to win a ­­­­Keurig Plus® SMART Single Serve Coffee Maker. The winner will be announced at the end of this month. Thank you again for your partnership & support, I appreciate you all so much.

Fire Quote of the Day: “The most powerful weapon on earth is the human soul on fire.” – Ferdinand Foch

Today in History: It was on this day in 1971 when the United States announced it would give Turkey $35 million for farmers who agree to stop growing opium poppies. (*I don’t know if the government has changed their stance on this strategy but if not I know a few guys I went to high school with that can really profit from this.)

Possible Game Show Answer: Koalas’ fingerprints are virtually indistinguishable from human ones. (*This is why I think a lot of crimes go unsolved, there’s a whole lot of bad koalas out there that fly under the radar of law enforcement).

Wuss’up This Week: Every day reports about our economy are released into the wild, and it’s these reports that can sway interest rates in either direction. And with that said there’s nothing being released today, although a couple of Fed Governors will be speaking. Tomorrow we’ve got Jobless Claims, Existing Home Sales, and a few more Fed speakers, and then on Friday the Consumer Sentiment Report (expected: 73.5). if these reports come out good for the economy you’ll see rates tick up, and vice versa if the numbers disappoint.

Interest Rate Update: What the Fed giveth, the Economy Taketh away. Do you remember the good ol’ days when the Fed cut rates a half a point in September? Since that time rates are up three-quarters of a point. Reminds me of when my parents gave me a Nintendo PlayStation as a kid and then said I had to share it with my brother. What kind of present is that?? Hopefully more Fed gifts in the near future that will actually stick this time. For now, a conforming 30yr fixed rate (*that’s for any loan at $766k or less) can be found in the high-6s/low-7s, with Jumbo 30yr fixed (*over $766k) around 6.75%, and 6.375% for an ARM. As usual rates will vary based on type of home, equity in the home, your credit score, and if you appreciate stunning architecture.

Don’t Forget to Remember: Any purchase or refinance loan that closes with me I will waive $450 in lender fees! Grab yourself a cup of instant karma and pass my info along to any friends, family, coworkers, or people with haircut fails that can use this gift.

Fire Quote of the Day 2: “If you’re being chased by a police dog, try not to go through a tunnel, then on to a little seesaw, then jump through a hoop of fire. They’re trained for that!” - Milton Jones

Timeout for Trivia: Congrats to those who last week guessed Jimmy Kimmel! Want to be entered into a drawing to win a Crayon Art Print? (*give me a break, Mortgage Fans, I’m running out of ideas for prizes.) Simply email me the answer to this week’s Who Am I? question. Good luck: “My movie came out on this day in 2009 and could be retitled The Unseeing Edge. Let’s talk about some of my other movies – did you see my 2018 Netflix thriller? Wait, you saw it??? And you’re still alive?? What about my 2013 movie that got me an Academy Award nomination for being a stranded astronaut (no, not the Matt Damon one, that came out in 2015). I make romantic comedies too; do you remember my 2002 movie whose title is something you give at a job you don’t like. My last name sounds a lot like a British and English word that can be used in a variety of negative ways, including as a swear word. My full name? Well, here’s an anagram for you: A lard sunblock.”

The Adieu Mortgage Haiku:

Blog is off next week

Prepping for the holiday

Happy Thanksgiving!