I offer personalized, transparent service and tailored solutions for a smooth, stress-free home financing experience.
Andy is a Mortgage Consultant with A and N Mortgage Services. Originally starting his journey as a borrower, the company’s mission and incredible customer service spurred him to apply for a role, making a career change and leap of faith into a new industry.
Originally a teacher, Andy prioritizes educating and empowering borrowers to achieve their property ownership goals. A member of NAGLREP and LGBTCC, Andy’s mission is to ensure every borrower feels included and informed throughout the financing process.
With the ability to offer financing for: First-time purchases, Jumbo Loans, Refinances, Government Loans, Construction Loans, Investment Properties, and Second Homes, Andy truly is your go-to partner for real estate financing.
Want to work with someone who listens, and puts you first? Call Andy today.
I had an amazing experience working with Andy at A and N Mortgage for my recent home purchase! I specifically wanted an LGBTQ+ lender who could understand my unique personal and financial goals, and Andy was a perfect fit.
He was incredibly helpful and always open and honest, guiding me through all my options to make sure I secured the best rate possible—even with rates on the rise at the time. He also connected me with an LGBTQ+ realtor, which allowed me to work with an all-LGBTQ+ team throughout the entire home-buying process.
Now that rates are starting to drop, Andy’s been proactive in reaching out with advice on when (or if) I should consider refinancing. Plus, A and N offers a no-cost refinance, which is a huge perk! If you’re looking for a knowledgeable, responsive, and LGBTQ+-friendly lender, I highly recommend Andy and A and N Mortgage.
Safe to say my husband and I are OBSESSED with Andy. He has helped us finance 2 home purchases - a multifamily in Chicago in 2022 and a single family home in Elgin in 2024. He and his team are so knowledgeable and incredibly quick. We were even able to move up our closing date on our most recent home purchase because of how efficient they were. Andy and his team will absolutely be invited to our housewarming. We love you Andy!!!
Andy is an amazing professional to be on your team. He is a great trouble shooter and is an expert at all the many options and paths a borrower can or needs to engage in order to meet their many needs. Andy communicates effectively and confidently. Always available to answer questions and is complete and thorough in explanations and follow through. I highly recommend Mr. Smith for your lending needs.
Andy was awesome! He helped me refinance 3 investment properties and was able to provide a great rate with better service! I would definitely recommend working with Andy and his team for any purchases or refinances.
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Plain and simple, I will offer you a lower rate than any large bank. This will translate into $1000’s of dollars of savings for you.
Big banks have bloated mortgage departments where you become just another number. I will work directly with you, respond faster, and help you through the entire lending process. I give all of my clients my personal cell phone number so any time you have a question, I’m a phone call away.
I will offer you different lending options that big banks don’t have access to. My guidelines and criteria are different from those of large financial institutions, which translates into much easier approvals for you.
I will offer you more opportunities for special financing. Most big banks only service those that they see fit, while I can offer different financing options that large banks don’t have access to. This results in getting you approved easier, faster, and cheaper.
At A and N Mortgage, we believe in building strong communities, both through homeownership and our commitment to giving back. Our charity work is a reflection of our core values —compassion, integrity, and responsibility.
