I offer personalized, transparent service and tailored solutions for a smooth, stress-free home financing experience.
Before joining the A and N family, Terrence graduated Cum Laude from Northeastern Illinois University and received his master’s from DePaul University. He was a full-time personal trainer for several years before joining the mortgage industry. He has brought his availability, attention to detail, and problem-solving into originating for his clients. Terrence says, “My focus is on providing my clients excellent customer service and attention to detail for all their needs. As a homeowner, I know how stressful the whole experience can be, but with the right person in your corner, walking you through every step along the way, the experience can be fun and enjoyable. Each client I work with has their own individual needs, and I will work to tailor their mortgage to their unique situation so they have the best outcome possible.”
Terrence helped me and my husband purchase our first condo and I cannot say enough good things about working with him. He is very knowledge about the industry, answered all of our questions promptly and thoughtfully, and made sure we were comfortable with the entire mortgage lending process. While the process was pretty seamless, Terrence and his team were quick to correct any small issues that did arise. I would not hesitate to recommend Terrence and A and N Mortgage! Thank you, Terrence!
Terrence helped my wife and I with the purchase of our first home in Chicago. He took the time to explain all the steps from the loan application process through to closing. He was always easily accessible and answered any questions. Terrence and his team did a great job of helping us keep on track so that we would be able to close at our planned closing date. Terrence was a pleasure to work with and we look forward to working with him in the future.
As a first-time homebuyer, there were many things I was simply uneducated and new to. With the many steps involved in purchasing and financing my first home, Terrence was there every step of the way and was extremely responsive to all phone calls, emails when assistance was needed!
Terrence Lewis Terrell was absolutely the best!! Thank you so very much for all of your help in securing our loan for our new home. You were organized, thorough, professional, and kind, which made all of the difference in our interactions with you. We put our trust in you, and you most definitely came through for us.
I can’t say enough good things about Terrence. I started working with him when I was a newer agent and his knowledge and guidance truly helped me excel in my business thus far. He always takes his time with my clients to create a game plan and goes above and beyond to get my clients closed. He especially helped a couple of my clients with a VA loan, which was a very smooth process. He’s extremely professional, organized, and always on top of things. He sends regular updates and works with everyone as a team to make sure everyone is on the same page.
I even used him for my own home purchase that was new construction home in Texas, which wasn’t easy since I’m self-employed and was moving to a new state. I actually got denied by a lender in that state because they said they couldn’t count my Illinois income even though I was not leaving that position, but Terrence was able to get it done. This may seem like too much information, but I just have to show how great he is as a person and at his career. I refer him to everyone and I recommend you use him as well. You won’t be disappointed!
Terrence is hands down the best at what he does. His process from beginning to end and beyond was FLAWLESS. He communicated every single step of the way, and made sure we were ready at every part of the homebuying process. He also worked perfectly with my real estate agent., providing everything their team needed to do their jobs effectively. We never had to wait for anything and nothing was unexpected in any part of this process. Terrence will be the one I use for all of my financing needs, and you should do the same.
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Plain and simple, I will offer you a lower rate than any large bank. This will translate into $1000’s of dollars of savings for you.
Big banks have bloated mortgage departments where you become just another number. I will work directly with you, respond faster, and help you through the entire lending process. I give all of my clients my personal cell phone number so any time you have a question, I’m a phone call away.
I will offer you different lending options that big banks don’t have access to. My guidelines and criteria are different from those of large financial institutions, which translates into much easier approvals for you.
I will offer you more opportunities for special financing. Most big banks only service those that they see fit, while I can offer different financing options that large banks don’t have access to. This results in getting you approved easier, faster, and cheaper.
At A and N Mortgage, we believe in building strong communities, both through homeownership and our commitment to giving back. Our charity work is a reflection of our core values —compassion, integrity, and responsibility.
